I was forwarded this article from someone who had just read a similar post of mine on BetweenTheBlogs.com. I'm a freelancer and this year, since my wife has MS, we will spend close to $30,000 on health care. We both have individual policies. The time for political rhetoric is long over. The time for action on the part of the politicians is now. If not, then all that will be left is the squishy splattering sound of those who were barely hanging on as they lose their grips and fall to their financial demise.